Having a review of your life insurance should be a standard part of your asset review. In the past few years, new life insurance tables have caused decreased costs. There is a good chance that you could be paying less for a new policy with an equal or superior rated carrier. Or perhaps the policy you currently have isn’t performing as expected. With access to over 50 of the nations largest life insurance carriers we can search the marketplace on your behalf. Our team will provide an extensive analysis of your policy and its performance to make sure you have the best policy for your needs.
Please note that you should also fully understand the ramifications of terminating or surrendering your current policy. This could include lack of re-insurability, surrender charges, taxes on the deferred growth of the cash value, etc.