Attracting, retaining, and rewarding key executives is a vital part of any company’s business. Highly compensated executives usually face two challenges: 1) Typical bonus structures cause a large income tax burden which eliminates up to half of the intended benefit and 2) Pre tax qualified plans contributions are limited and require the executive to invest for retirement using post tax dollars which could result in a shortfall of retirement income. Ensure Charity specializes in helping employers construct and implement a plan to overcome these issues.
Below are some of the Benefits and Features our plans create:
- Pre-Tax Deferral of up to 100% of income
- Select which employees you want in the plan
- Tax Deferred Accumulation on earnings
- No early withdrawal penalties
- Choose to match or not match
- Select Vesting Schedule
Following are some of the plans we offer
- Non Qualified Retirement Plans
- Leveraged Bonus Plans (loan of taxes due to employee)
- Deferred Compensation
- Corporate Owned Life Insurance
By purchasing your life insurance policy through Ensure Charity, 50% of our gross revenues (commissions) will be contributed to one of our featured charities or a charity / non profit organization of your choice*. This is Socially Conscious Planning.